CPMA Quebec Superplan
You should consider this plan because:
• You are member of the CPMA practicing in Quebec
• This plan meets RAMQ requirements
• No medical health questionnaire
• No mandatory waiting periods
• Guaranteed acceptance and renewability
• Includes life insurance and AD&D
• Direct bill for drugs and dental
• You want a plan for you, your family and staff
Life insurance & AD&D
- Basic amount $35,000
- Non-Evidence Maximum $35,000
- Maximum with proof $350,000
- Premium waiver Waiting period: 182 days without LTD / 89 days with LTD
- Reduction Schedule Reduces by 50% at age 65
- Termination of the guarantee (Life and AD&D) 75 years or retirement
Dependant Life
- Spouse $10,000
- Child(ren) $5,000
- Premium waiver Same as basic life
- Termination of the guarantee (Life and AD&D) 75 years or retirement
Extended Health Care
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- Waiting Period
- Pharmaceuticals: 80% – Nil deductible
- Deductible: Individual / Family $5 / Prescription – % Reimbursement 75%
- Pay-Direct Drug Card Included – Mandatory Generics
- Medical fees and services: % Reimbursement 75% (unless otherwise indicated)
- Hospitalization 100% – Semi-Private
- Rehab, convalescence or Chronic disease care home Semi-private room; max. 180 days
- Rehab $ 80 / day, max. $ 2,500 / life
- Lab analysis. & serv. Diagnostic $ 500 / calendar year
- Stocking support $ 400 / calendar year
- Orthopedic shoes & orthotics $ 300/12 consecutive months
- Glucometer $ 700 / life
- Anti-smoking products $ 300 / life
- Hearing aids $500/36 consecutive months (including batteries)
- Hair prostheses $ 500 / life
- Breast prostheses $200 / calendar year (4 s / throats / calendar year)
- Medical care $10,000 / calendar year
- IUD 13 years
- Paramedical Practitioners
Maximum 1200/yr/ Combined – 75% maximum $50/visit – $600/ practitioner
Acupuncturist YES
Audiologist YES
Podiatrist YES
Chiropractor YES
Dietician YES
Massage Therapist YES
Naturopath NO
Osteopath YES
Occupational Therapist YES
Physiotherapist YES
Psychologist YES
Speech Therapist YES
Rehabilitation technician YES
Social worker YES
X Rays Radiographs Chiro., Osteo., Podiatrist: included with practitioner - Out-of-Country/Province
Hospitalization – Semi-private room
Maximum Duration 90 consecutive days/trip
Lifetime Max Unlimited
Travel Assistance 100%
Return of vehicle YES
Meals and Accommodations YES
Return of deceased YES
Termination Age 75 or retirement - Vision
Vision 80% co-insurance
Eye Exam $75/24 months
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Dental Care
- Annual Deductible Individual / Family Nil
- Basic & Preventative 80% to combined max of $1000
- Endodontic and Periodontics 80% to combined max of $1000
- Late membership $125 for the first 12 months
- Payment card direct
- Schedule Current year
- Recall Frequency 6 months
- Fee Guide List of general practitioners
- Termination Age 75 or retirement
Additional Information
*** Cost can vary by province. Please fill in the form below for a custom quote.
Download and complete both fillable forms below: Member Application and Pre-authorized Debit.
Forward to admin@groupbff.com.
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